Quarterly Reports
The NDIC Quarterly is published by the Research Department of the Corporation and contains research articles by staff as well as the general public. The Journal aims at disseminating research findings and banking statistics as well as educate both practitioners and the banking public on developments within the industry.
Hard Copies of the Quarterlies can be obtained on request from research@ndic.org.ng Click on the Quarter of your choice to view topics contained in the quarterly.
NDIC Quarterly Vol. 15 Nos. 2&3, June and september 2005
- Abstracts
NDIC Quarterly Vol. 15 No. 1, March 2005
- Abstracts
- Review of Developments in Banking and Finance in the First Quarter of 2005 by Research Department
- Financial Condition and Performance of Insured Banks In the First Quarter of 2005
- Regulatory Challenges In A Consolidated Nigerian Banking System: NDIC Perspective By G. A. Ogunleye Managing Director/CEO Nigeria Deposit Insurance Corporation
- Performance Evaluation of The Mutual Fund Industry in Nigeria: - 1990 - 2002 by M. M. Ibrahim, Principal Manager, Research Department
- Banking Sector Reforms And The Imperatives of Good Corporate Governance In The Nigerian Banking System, by S. A. Oluyemi, Principal Manager, Research Department
NDIC Quarterly - 4th Quarter 2004
- Abstracts
- Review of Developments in Banking and Finance in the Fourth Quarter of 2004 by Research Department
- Financial Condition and Performance of Insured Banks In the Fourth Quarter of 2004
- Concept and Relevance of Deposit Insurance in Africa, by Ganiyu A. Ogunleye, Managing Director/CEO Nigeria Deposit Insurance Corporation
- Capital Restructuring of Banks: Conceptual Framework, by Prof. Peter N. Umoh, Executive Director, Operations, Nigeria Deposit Insurance Corporation
- An Overview of Nigeria's Economic Reforms, by Dr. J. G. Donli, Director of Research, Nigeria Deposit Insurance Corporation
NDIC Quarterly - 3rd Quarter 2004
- Abstracts
- Review of Developments in Banking and Finance in the Third Quarter of 2004 by Research Department
- Financial Condition and Performance of Insured Banks In the Third Quarter of 2004, By Research and Off-site Supervision DEpartments
- Implications of the Banks for the Nigeria Banking System, by Dr. J. A. Afolabi
- The Chanllenges Facing the Regulatory Authorities in the Supervision of the Banking Industry, By O. I. Imala
- The Role of CIBN in Promoting Professionalism and Ethical Standard in Nigerian Banking Industry, By S. E. Kolawole
- The Public Perception of NDIC as an Insurer and Liquidator, by J. I. Ahimie
- Implications of Scrapping of the Failed Bank Tribunal on the NDIC's Role as a Liquidator, By A. B. Nyako
NDIC Quarterly - 2nd Quarter 2004
- Review of Major Developments in Banking and Finance in the Second Quarter of 2004 by Research Department
- Financial Condition and Performance of Insured Banks In the Second Quarter of 2004, By Research and Off-site Supervision Departments
- Keynote Address, By Dr. (Mrs) N. Okonjo-Iweala, Minister of Finance, Nigeria
- Welcome Address by G. A. Ogunleye, Managing Director/CEO, Nigeria Deposit Insurance Corporation
- Special Address, By J. R. LaBrosse, Secretary General, International Association of Deposit Insurers (IADI)
- Deposit Insurance: Concept, Practice and Relevance in Africa by Prof. P. N. Umoh, Executive Director, Operations, Nigeria Deposit Insurance Corporation
- Determining Maximum Deposit Insurance Coverage by Dr. J. A. Afolabi
- Designing Deposit Insurance and Financial Safety Nets in an International Banking Context by Prof. C. Charles Okeahalam, Africa Growth Holdings Ltd., Johannesburg, South Africa
- Deposit Insurance Practice in Zimbabiwe by J. M. Chikura, CEO, Deposit Protection Board (DPB) of Zimbabwe
- Deposit Insurance in Kenya by L. C. Soi, Deposit Protection Fund Board (DPFB), Kenya
- Deposit Insurance Practice in Tanzania by S. Matafu, Tanzania Deposit Insurance Board (DIB), Tanzania
1st Quarter 2004 NDIC Quarterly
SPECIAL EDITION ON THE PROCEEDINGS OF THE INTERNATIONAL CONFERENCE ON THE DEPOSIT INSURANCE IN AFRICA ORGANISED BY THE AFRICA REGIONAL COMMITTEE OF THE IADI
- Abstract
- Review of Developments in the Banking and Finance in the first Quarter of 2004
- Financial Condition and Performance of Insured Banks in the first Quarter of 2004
- Risk-Based Supervision and some Implementation Issues*
- Issues in Implementing Differential Premium Assessment Systems
- Bank Regulations, Risk Assets and Income of Banks in Nigeria
4th Quarter 2003 NDIC Quarterly
Review of Developments in Banking and Finance in the Fourth Quarter of 2003 by Research Department
Financial Condition and Performance of Insured Banks in the Fourth Quarter of 2003 by Research and Off-site Supervision Departments
The Causes of Bank Failures and Persistent Distress in the Banking Industry by Ganiyu A. Ogunleye
Bank Deposit Protection: The Nigerian Experience by Prof. P. N. Umoh
Corporate Control and Risk-Taking Behaviour of Insured Banks in Nigeria by Rotimi W. Ogunleye
3rd Quarter 2003 NDIC Quarterly
Review of Developments in Banking and Finance in the Third Quarter of 2003 by Research Department
Financial Condition and Performance of Insured banks in Third Quarter of 2003 by Research and Off-Site Supervision Departments
Empirical Study of the Behavioural Pattern of Insured Bank’s Staff to Job Dissatisfaction by A. Okoro
Trend in the Profitability of Banks in Nigeria Before and During Interest Rate Deregulation: A Comparative Analysis by H. I. Ahmad
Determinants of Private Saving in Nigeria: An Error Correction Approach by M. O. Olusoji (Mrs)
NDIC Quarterly Vol. 13 No. 2, June 2003
This is a Special Edition and it covered :
The Proceedings of the second Workshop for Finance Correspondents Association of Nigeria (FICAN) on Deposit Insurance Scheme in Nigeria
Please click on the appropriate area of interest below:
- Preamble
- Keynote Address by the Managing Director/CEO at the Workshop
- Review of Major Developments in Banking and Finance in the Second Quarter of 2003
- Financial Condition and Performance of Insured Banks In the Second Quarter of 2003
- NDIC as a Deposit Insurer and Liquidator: Challenges and Prospects
- Ensuring Stable Banking System: The Role of Banking Supervisors
- The State and Future of Banking Industry in Nigeria
- Promoting Self-regulation and Strong Corporate Governance in the Banking System
1 st Quarter 2003 NDIC Quarterly
Review of Developments in Banking and Finance on the First Quarter of 2003 by Research Department
Financial Condition and Performance of Insured Banks in the First Quarter of 2003 by Research and Off-site Supervision Departments
Management and Institutional Development: Policies and Practice - Lessons from the NDIC b y Mrs. F. B. Ibrahim
Determinants of Interest Rate Spread in Nigeria: An Empirical Investigation by Dr. J. A. Afolabi, R. W. Ogunleye and S. M. Bwala
An Empirical Investigation of the Operational Efficiency of Insured Banks in Nigeria by S. M. Bwala
3rd and 4th Quarter 2002 NDIC Quarterly
Review of Developments in Banking and Finance in the Third Quarter of 2002 by Research Department
Financial Condition and Performance of Insured Banks in the Third Quarter of 2002 by Research and Off-site Supervision Departments
The New Basle Capital Accord: Prospects and Challenges for Regulators and Bankers in the Nigerian Banking System by D. O. Okonta
Swaps: Types, Characteristics, Uses, Risks, Pricing and Imperatives for Supervision by R. W. Ogunleye
Foreign Capital Inflows, Domestic Savings and Economic Development: New Evidence and New Insights by Dr. M. O. Nyong
2nd Quarter 2002 NDIC Quarterly
Review of Developments in Banking and Finance in the First Half of 2002 by Research Department
Financial Condition and Performance of Insured Banks in the Second Quarter of 2002 by Research and Off-site Supervision Departments
The Causes of Bank Failures and Persistent Distress in the Banking Industry by G. A. Ogunleye
Bank Depositor Protection: The Nigerian Experience Prof. Peter N. Umoh
Strategic Initiatives in the Nigeria Emerging Universal Banking Climate: Implications for Deposit Insurance Management by Dr. J. G. Donli
1st Quarter 2002 NDIC Quarterly
SPECIAL EDITION ON THE PROCEEDINGS OF THE WORKSHOP FOR FINANCE CORRESPONDENTS ASSOCIATON OF NIGERIA (FICAN) ON DEPOSIT INSURANCE SCHEME IN NIGERIA
Conceptual Framework and Practice of Deposit Insurance Scheme in Nigeria by S. O. Alashi
Mandate, Structure and Operational Activities of the NDIC by M. K. Ahmad
Deposit Insurance Scheme in Democratic Governance: Challenges and Prospects by Dr. J. A. Afolabi
Tools and Responsibilities of Financial Reporting - The Practitioner’s Angle by Raymond Echebiri
3rd & 4 th Quarter 2001 NDIC Quarterly
Review of Developments in Banking and Finance in the Third and Fourth Quarters of 2001 b y Research Department
Financial Condition and Performance of Insured Banks in the Third and Fourth Quarters of 2001 by Research Department and Off-site Supervision Departments
Insured Banks’ Cost of Funds in the Third and Fourth Quarters of 2001by Research Department
Identification of Types, Sources and Mitigating Factors of Risk in Financial Institutions by Prof. P. N. Umoh
Development of Electronic Banking in Nigeria:The Associated Regulatory/Supervisory Challenges b y Oluyemi S. A.
Electronic Banking: Practices From Other Countries, Associated Risks and Implications by Zarma, A. B.
1st & 2nd Quarters 2001 NDIC Quarterly
Review of Developments in Banking and Finance in the First and Second Quarters of 2001 by Research
Financial Condition and Performance of Insured Banks in the First and Second Quarters of 2001 b y Research and Off-Site Supervision Departments
Insured Banks’ Cost of Funds in the First and Second Quarters of 2001by Research Department
The Regulatory Imperatives of Implementing the Universal Banking Concept in Nigeria by G.A. Ogunleye
Do Bank Rates Signal Bank Quality? Evidence From Insured Banks in Nigeria by Osota, Oluranti
Sensitivity of Bank Stock Returns to Market and Interest Rate Risks: An Empirical Investigation b y Ogunleye, Rotimi W.
4th Quarter 2000 NDIC Quarterly
Review of Developments in Banking and Finance in the Fourth Quarter of 2000 by Research Department
Financial Condition and Performance of Insured Banks in the Fourth Quarter of 2000 by Research and Off-Site Supervision Departments
Insured Banks’ Cost of Funds in the Fourth Quarter of 2000 by Research Department
Small and Medium Scale Enterprises as Foundation for Rapid Economic Development in Nigeria by G.A.Ogunleye
Determinants of Informal Financial Group Participation: A Logistic Approach by N.O. Magbagbeola
3rd Quarter 2000 NDIC Quarterly
SPECIAL EDITION ON APPRAISAL OF DEPOSIT INSURANCE PRACTICE IN NIGERIA
Review of Developments in Banking and Finance in the Third quarter of 2000 by Research Department.
Financial Condition and Performance of Insured Banks in the Third Quarter of 2000 by Research Department.
Insured Banks’ Cost of Funds in the Third Quarter of 2000 by Research Department
Appraisal of Deposit Insurance Practice in Nigeria by research Department.
2nd Quarter 2000 NDIC Quarterly
Review of Developments in Banking and Finance in the Second Quarter of 2000 by Research Department.
Financial Condition and Performance of insured Banks in the Second Quarter of 2000 by Research Department.
Bank Frauds: Challenges and Solutions by G. A. Ogunleye
The Impact of Financial Deepening on Growth: A Study of Selected Sub-Saharan African (SSA) Countries by Prof. John E. Udo Ndebbio
1st Quarter 2000 NDIC Quarterly
Review of Developments in Banking and Finance in the First Quarter of 2000 by Research Department
Financial Condition and Performance of Insured Banks in the First Quarter of 2000 by Research Department
Insured Banks’ Cost of Funds in the First Quarter of 2000 by Research Department
Ethics and Professionalism in Banking: Lessons From the Distress in the Nigerian Banking System by G. A. Ogunleye.
Self Regulation: Concept and Practice by Prof. Peter N. Umoh.
4th Quarter 1999 NDIC Quarterly
Review of Development in Banking and Finance in The Fourth Quarter of 1999 by Research Department.
Financial Condition and Performance of the Banking Industry in the Fourth Quarter of 1999 by Research Department.
A Review of Banking Activities and its Regulatory Framework in Nigeria: the Past, Present and Future by G.A.Ogunleye
Insiders’ Credit Problems in Insured Banks: Analysis and Prescription.
by Oluranti Osota
3rd Quarter 1999 NDIC Quarterly
Review of Developments in Banking and Finance in the Third Quarter of 1999 by Research Department.
Financial Condition and Performance of the Banking Industry in the Third Quarter of 1999 by Off-Site Supervision and Research Departments.
Bank failure and Depositor’s Protection: The case of a Small Commercial Bank in Nigeria by Dr. J. A. Afolabi
Market Structure, Conduct and Performance in the Nigeria Banking Industry: New Evidence, New Insights by Dr. M. O. Nyong.
1st & 2nd Quarter 1999 NDIC Quarterly
Review of Developments in Banking and Finance in the First and Second Quarters of 1999 by Research Department.
Overview of the Implementation of the Family Economic Advancement Programme (FEAP) and its Implications for the Banking System and Beneficiaries Banking Habits in Nigeria by Dr.J.Afolabi and O.O Osota.
International Capital Mobility in the Next Millennium: Prospects for Nigeria by E.A.Onwioduokit.
3rd & 4 th Quarters 1998 NDIC Quarterly
Review of Developments in Banking and Finance in the Third and Fourth Quarters of 1998 b y Research Department.
The challenges of Information Technology and Globalization for the Nigerian Financial System by R.K.Okonkwo and Dr. Afolabi.
Distress in Primary Mortgage Institutions in Nigeria: Causes And Resolution by R.W.Ogunleye.
1st & 2 nd Quarters 1998 NDIC Quarterly
Review of Developments in Banking and Finance in the First and Second Quarters of 1998 by Research Department
An Overview of the Role of the Nigeria Deposit Insurance Corporation (NDIC) in the Sanitization of the Banking Sector by Research Department.
Distress in Banks: A General Overview of the Role of Directors and Auditors by M. K. Ahmad.
Recent Developments in Econometrics: An Application to Financial Liberalisation and Saving in Nigeria by E. A. Essien and E.A.Onwioduokit.
3rd & 4 th Quarters 1997 NDIC Quarterly
Review of Developments in Banking and Finance during the Second Half of 1997 by Research Department.
Financial Distress and Failure Resolution by John. U. Ebhodaghe
Regulatory and Supervisory Imperatives in a Globalised Financial System by Prof. P. N. Umoh
The Dynamics of Savings in a Deregulated Economy: Some Theoretical and Empirical Extensions by Michael O.Nyong Ph.D.
2nd Quarter 1997 NDIC Quarterly
Review of Developments in Banking and Finance During the Second Quarter of 1997 by the Research Department.
Globalization of Crime: The Electronic Dimension by Ambassador Adamu Mohammed
The Relationship Between Loan Growth and Loan Quality By Rotimi W. Ogunleye.
The Impact of Parallel Market on the Stability of Exchange Rate: Evidence from Nigeria by Hashim I.Ahmadu and Ajiya B.Zarma.
1st Quarter 1997 NDIC Quarterly
Review of Developments in Banking and Finance in the First Quarter of 1997 by Research Department.
Determinants of Customers’ Bank Selection Decisions by Edwin A.Esangbedo.
A Non-Structural Test of Competition in the Nigerian Banking Industry by Dr.J.A.Afolabi and Mr.Ranti Osota.
3 rd & 4 th Quarter 1996 NDIC Quarterly
Review of Developments in Banking and Finance during the Third and Fourth Quarters of 1996 by Research Department.
Insured Banks’ Cost of Fund by Research Department.
Distress Management and Prevention Strategies for the NigerianBanking System by J.U Ebhodaghe MD/CEO.
The Appraisal of Current Failure Resolution Options in the Nigerian Banking Industry by Research Department.
1st & 2 nd Quarters 1996 NDIC Quarterly
Review of Developments in Banking and Finance During the First and Second Quarters of 1996 by Research Department.
The Impact of Failed Banks on the Nigerian Economy by John U.Ebhodaghe
The implications for Banks’ Profitability of Implementing the Risk-Based Capital Requirements by S.A Oluyemi.
4th Quarter 1995 NDIC Quarterly
Review of Developments in Banking and Finance in the Fourth Quarter of 1995 by Research Department.
Causes of High Inflation in Nigeria by Dr. J. A. Afolabi & Miss B. Efunwoye.
Recent Developments in the Nigerian Banking System and Insured Banks' Asset Portfolio Behaviour: An Empirical Study by S. A. Oluyemi.
Monetary Policy Influence on Banks' Profitability: Evidence from Single Equation Approach by R. W. Ogunleye
3 rd Quarter 1995 NDIC Quarterly
Review of Developments in Banking and Finance in the Third Quarter of 1995 by Research Dept.
Causes and Environmental Effects of Bank Failures in Nigeria by J.U. Ebhodaghe
Assessment of Attempts at Monetary and Financial System Reviews in Nigeria by Prof. P.N. Umoh
An Empirical Investigation of Wage Adjustment in the Nigerian Insured Banks by Dr. J.A. Afolabi.
Framework for Ensuring Banking Confidence and Financial Stability in Nigeria by Mr. R. W. Ogunleye.
2nd Quarter 1995 NDIC Quarterly
Review of Developments in Banking and Finance During the Second Quarter of 1995 by Research Dept.
An Assessment of the New Basle Capital Accord to Incorporate Market Risk in Banks' Debt and Equity Holdings by Prof. P. N. Umoh.
Loan Defaults and Consequences for Bank Performance by Nafiu Baba-Ahmed.
The Economies of Scale and Scope in Commercial Banks in Nigeria by Mr. O.O Osota.
1 st Quarter 1995 NDIC Quarterly
Review of Development in Banking and Finance During the First Quarter of 1995 by Research Dept.
Asset Allocation Approach in the Context of Asset/Liability Management of Financial Institutions by Prof. P.N. Umoh.
An Assessment of Inflation on Financial Intermediation in the Nigerian Banking Sector by Dr. J. A. Afolabi & S. A. Oluyemi.
Deregulation and the Performance of Insured Banks in Nigeria: An Overview by S. A. Oluyemi.